Q
how borrower’s consent to disclosure in calyx ink-it
I'm a seasoned industrial engineer with a keen interest in machine learning. Here to share insights on latest industry trends.
In Calyx PointCentral, borrower consent to disclosure via Calyx Ink-It is obtained by electronically delivering the loan documents and requiring the borrower's e-signature. This process is compliant with U.S. federal law regarding electronic signatures (ESIGN Act). The borrower receives an email with a link to the documents and a prompt to initiate the Ink-It process, which records their consent and signature digitally. This ensures a secure, verifiable consent process that's both efficient and environmentally friendly, reducing the need for physical paper. Lenders should ensure borrowers are informed about how their information will be used and disclose any third-party sharing in compliance with privacy laws.
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